Terms of Use

About these terms

This website is run by The Money Wisdom Project ("we", "us"), a 501(c)(3) educational nonprofit corporation incorporated in Texas, EIN 39-4899565. By using the site, you agree to these terms and to our Privacy Policy. If you do not agree, please do not use the site.

Using this site

You are welcome to read, print, and share anything here for learning and teaching. Please do not:

• use the site for anything unlawful, or to harass or harm anyone;
• try to break, overload, or get unauthorized access to the site or its forms;
• send spam, malicious code, or automated submissions through our forms;
• suggest that we endorse you, your product, or your views when we have not.

We may change, pause, or remove any part of the site at any time.

Our curriculum and the CC BY 4.0 license

Our lessons and curriculum PDFs are free and are shared under the Creative Commons Attribution 4.0 International license (CC BY 4.0), unless a page or file says otherwise. That means you may copy, print, share, translate, and adapt them, in your classroom, home, or community, even commercially, as long as you give credit, link to the license, and say if you made changes. Please credit us like this:

Adapted from The Money Wisdom Project, moneywisdomproject.org, CC BY 4.0.

If you use a lesson without changes, you can write "From The Money Wisdom Project" instead of "Adapted from". Some images, quotations, or source documents inside our materials belong to others and are used under their own licenses or as public domain works; where a credit line names another source, follow that source's terms for that item. The full license terms are on the Creative Commons website, and they control if anything here differs.

Our name and logo

The CC BY 4.0 license covers our curriculum content, not our name, logo, or website design. You may use our name to give credit, but please do not use our name or logo in a way that suggests we created, reviewed, or endorse your version or your organization without our written permission.

Educational use only, not financial advice

Everything on this site, including our lessons on money, banking, gold, and bitcoin, is for general education about history and ideas. Nothing here is financial, investment, legal, or tax advice, and nothing here is a recommendation to buy, sell, or hold any asset, currency, or cryptocurrency. Bitcoin and other assets can rise and fall sharply in value, and you could lose money. Before making financial decisions, do your own research and talk with a qualified professional who knows your situation.

Accuracy

We work hard to get the history right and to show our sources, but history is full of debate and new findings, and mistakes happen. We do not promise that every page is complete, current, or error-free. If you spot a mistake, please let us know and we will look into it.

What you send us

If you send us a message, story, photo, or other material, please send only what is yours to share and is accurate. If you give us permission to publish a story or photo, you allow us to share it, in whole or in part and credited as you chose, on our website, in our newsletter, and on social media. You can ask us to remove it later, and we will take it down from places we control. Please do not send photos of a child unless you are that child's parent or guardian.

Donations

Donations are voluntary and support our educational mission. Gifts made in dollars through Givebutter are tax deductible to the extent allowed by law. Givebutter handles secure payment processing and emails you a tax receipt on our behalf. Bitcoin gifts sent through Strike or our Lightning address do not currently receive tax receipts, so for a tax-deductible gift, please give through Givebutter. Donations are made on those platforms under their own terms and policies, including the optional tip Givebutter may suggest at checkout. That tip supports Givebutter, not the Money Wisdom Project, and you can set it to any amount, including zero. Donations are generally not refundable; if you believe a gift was made in error, please contact us promptly and we will do our best to help. We use all gifts at our discretion to further our mission.

Links to other websites

We link to many outside websites, including historical sources, libraries, our giving platforms, and our social media pages. We do not control those sites, and a link is not an endorsement of everything on them. Your use of another site is governed by its own terms and privacy policy.

Disclaimer

The site and our materials are provided "as is" and "as available", without warranties of any kind, whether express or implied, including any warranty of accuracy, fitness for a particular purpose, or non-infringement, to the fullest extent the law allows. We do not promise that the site will always be available, secure, or free of errors or viruses.

Limitation of liability

To the fullest extent the law allows, The Money Wisdom Project and its directors, volunteers, and contributors are not liable for any indirect, incidental, special, or consequential damages, or for any loss of money, data, or profits, arising from your use of the site or our materials, including any decision you make based on them. Because our materials are free, our total liability for any claim relating to the site is limited to one hundred US dollars (US$100). Some places do not allow certain limits on liability, so some of these limits may not apply to you.

Governing law

These terms are governed by the laws of the State of Texas, United States, without regard to conflict of law rules. Any dispute will be handled in the state or federal courts located in Texas, unless the law where you live gives you the right to bring a claim elsewhere. If any part of these terms cannot be enforced, the rest still applies.

Changes to these terms

We may update these terms from time to time. We will post the new version on this page with a new effective date. If you keep using the site after a change, the updated terms apply.

Contact us

Questions about these terms, permissions beyond the CC BY 4.0 license, or anything else? Please use our contact form.

The Money Wisdom Project · 501(c)(3) educational nonprofit · EIN 39-4899565